{"blocks":[{"key":"99s03","text":" ","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"9n3s7","text":"说起金融人挤破头都想进的投行，有人羡慕，有人难受，羡慕的原因就不多说了，光鲜亮丽Money多。但另一方面，投行的工作压力大相信你也有所耳闻，新闻屡爆出高盛为实习生“减负”的新闻。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"ba5oi","text":"什么是投行？\n","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"2nnh6","text":"投资银行，又简称为投行，是很多金融人心目中的圣地。一般来说，投资银行是为公司、政府或者是富人提供建议、筹集资金的机构。举个例子来说：","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"cso6o","text":"“有一个投行菜鸟问，什么是投行?”前辈拿了一些烂水果问他：“你打算怎么把这些水果卖出去?” 菜鸟想了半天说：“我按照市场价打折处理掉。” 这位前辈摇头，拿起一把水果刀，把烂水果去皮切块，弄个漂亮的水果盘：“这样，按照几十倍的价格卖掉”。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"57i6j","text":"在国内人们习惯把投行分成三块：外资投行，本土投行，中金。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"1ms6q","text":"其中，外资投行又分为两种。大号的华尔街投行，也就是文中要开八的顶级投行，被俗称为bulge bracket，包括大摩，高盛，摩根大通，美银美林，德意志银行，瑞银，瑞信，花旗投行部，汇丰投行部等等;小号的投行们统称叫做boutique，就不一一列举了。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"e25h","text":"对于很多人来说，进入投行，就意味着：高起点、高薪水、高社会地位。华尔街投行拥有高端的人才和关系网络，他们给出的pay基本都是global pay。第一年的非后台部门的entry-level的薪水基本在60W。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"107mt","text":"投行的职业阶梯是怎样的？\n","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"mlp1","text":"基本上所有的投资银行都有固定的职业阶梯，只要没有被开除，那你的职业道路就应该是这样的：","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"2vn96","text":"Analyst → Associate → Vice President(VP) → Senior Vice President (SVP) / Director→ Managing Director (MD)","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"1kheu","text":"Analyst：投行中的Analyst一般都是为各大院校应届生准备的一个2年的Program。表现顶尖的人才有机会在两年后继续留在公司，更有可能再过一年就被升职成为Associate。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"66v81","text":"Associate：按照之前所说的投行Ladder，Associate是比Analyst高一级的职位。这个职位要么是从Analyst晋升而来，要么是公司从各名校招入的MBA学生。一般来说，你需要在Associate这个位置上工作3年左右才能升职成为VP。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"9k6a2","text":"Associate的首要任务之一就是检查Analyst的工作，当然，所谓“检查”很可能就像下面的这个对话一样。除此之外，Associate要负责Presentation中文字部分的编写，并且负责大多数建模工作Work，并且主要负责与客户的沟通。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"ad0kn","text":"投行工资究竟有多高？\n","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"loip","text":"大家都知道，投资银行是个高薪资高回报的行业。在美国人均收入不到4万美元的时候，高盛人年均薪酬就超过了70万美元。高盛、摩根斯坦利等投资银行每年往往净收入的大约一半都用在了员工薪酬上。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"64lrd","text":"即便在国内，进入投行，也意味着起薪就能达到几十万。这对于打工者来说，收入简直在金字塔的顶端，难怪大家都对金融行业趋之若鹜。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"avpov","text":"《亲密敌人》中曾经对投行的高工资有一个略微夸张的表述：\"我们这种人就不值得同情，工作三四年，年薪几百万，住的都是五星酒店，坐的永远是商务舱，我们就不应该睡觉!\"","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"736ee","text":"实际上是什么样的呢?请看下图：","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"923dg","text":"","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"906k","text":" ","type":"atomic","depth":0,"inlineStyleRanges":[],"entityRanges":[{"offset":0,"length":1,"key":0}],"data":{}},{"key":"7s5cr","text":"","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"8idif","text":"","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"1mdo3","text":"看完这张图，你可能瞬间就明白了，为什么金融危机的时候，美国人民那么憎恨银行家了。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"fsu3e","text":"但是，金融人热爱投行并不只是因为久负盛名的天价薪酬。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"csski","text":"除了高工资外，他们最注重的是能够有机会与一群超级精英共事，而扁平、共识驱动的合作文化更是锦上添花。正如高盛的CEO劳埃德•布兰克费恩说：“你不一定是最聪明的人，但我们这里一定是由聪明的人、有趣的人和对世界好奇的人所组成的最强组合。”","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"cmvb5","text":"没有人会认为在这里工作是轻松的。但高盛人表示，积极的一面让这一切都变得值得。因为在投行工作的经历让他们变成更优秀的自己。","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"8b0dv","text":"很多投行男也在自己的努力之下，慢慢变成高富帅，一年买车两年买房三年迎娶白富美，从而走上人生的巅峰呢~","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"crsuu","text":"综上，要进如此高大上的投行工作需要具备什么样的技能呢？当然是CFA+FRM双证咯！号称金融界两大黄金证书，含金量自然不用多说，并且这两个证书间紧密联系，很多知识点交叉重复，一起考更有优势哦！","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"5m2eu","text":"金程CFA&FRM，空前优惠","type":"unstyled","depth":0,"inlineStyleRanges":[{"offset":0,"length":14,"style":"BOLD"}],"entityRanges":[],"data":{}},{"key":"e7nh","text":"为了满足各大城市对高端金融人才的需求，帮助学员顺利通过考试，金程教育凭借十余年金融行业培训经验，基于经典“3+2”教学模式，结合CFA和FRM智能学习平台，针对CFA和FRM考试难度逐年增加。为广大CFA&FRM考生提供全方位一站式投行精英培训服务，推出CFA&FRM双证精英班！","type":"unstyled","depth":0,"inlineStyleRanges":[{"offset":30,"length":66,"style":"BOLD"},{"offset":127,"length":13,"style":"BOLD"}],"entityRanges":[],"data":{}},{"key":"6aiuq","text":"","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"7knvn","text":" ","type":"atomic","depth":0,"inlineStyleRanges":[],"entityRanges":[{"offset":0,"length":1,"key":1}],"data":{}},{"key":"2tf3i","text":"","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"4dbdv","text":" ","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"6jng4","text":"即日起","type":"unstyled","depth":0,"inlineStyleRanges":[{"offset":0,"length":3,"style":"BOLD"}],"entityRanges":[],"data":{}},{"key":"32olr","text":"报名CFA+FRM双证智能班","type":"unstyled","depth":0,"inlineStyleRanges":[{"offset":0,"length":14,"style":"BOLD"}],"entityRanges":[],"data":{}},{"key":"7i2g5","text":"可享千元优惠","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[],"data":{}},{"key":"bfm2o","text":"点我咨询","type":"unstyled","depth":0,"inlineStyleRanges":[],"entityRanges":[{"offset":0,"length":4,"key":2}],"data":{}}],"entityMap":{"0":{"type":"IMAGE","mutability":"IMMUTABLE","data":{"src":"https://img1.doubani
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